Introducing BRAVE: The Banking Real Estate Appraisal Valuation Exchange

BRAVE is now the industry-led standard for appraisal data delivery.

How much time does your appraisal review team spend manually extracting data from PDF reports?

Answer: Too much.

30–60

minutes per appraisal

375

hours per year

$50K

in wasted labor

What Is Brave?

Fewer keystrokes, fewer errors, faster reviews.

The banking industry has unified around a standardized appraisal data format, and are now requiring BRAVE (Banking Real Estate Appraisal Valuation Exchange) as the industry-standard format for appraisal data. This standard is a game-changer for banks. In addition to standardization, BRAVE unlocks portfolio analytics, risk monitoring, and AI capabilities that were impossible with PDF-only workflows.

Banks who have adopted BRAVE are seeing immediate cost savings and competitive advantages in credit decisioning and market intelligence.

Most importantly, banks choose whether to adopt it. The value is operational: fewer keystrokes, fewer errors, faster reviews.

BRAVE isn’t a vendor product. And it isn’t a compliance requirement. It’s an industry solution that banks and appraisal firms built together because no one else was going to do it for us.

JG

Jeff Garvin
Bank OZK

HOW BRAVE WORKS

Consistent, structured appraisal deliverables save on time, expenses, and vastly increase data quality. 

BRAVE is a standardized, 99-field dataset delivered alongside commercial appraisal reports. It provides banks with clean, consistent, machine-readable data, eliminating the need for manual rekeying and dramatically improving the accuracy and speed of appraisal review workflows.

1

STEP 1 · APPRAISER

Completes Appraisal

2

STEP 2 · BRAVE FILE

99 Fields Structured Excel/JSON

3

STEP 3 · BANK

Imports Automatically

See how simple it is for banks to leverage BRAVE with the Valcre Banking Trial.

Store all your critical info in a secure database and standardize appraisal report data.

BRAVE’S VALUE TO BANKS

< 5 min

Time Commitment

0%

ERROR RATE

Scalability

Auto

ANALYTICS

Ready to start importing your BRAVE files into a secure (SOC2, ISO 27001) database free of charge? Valcre has a Banking Trial option for you.

Fill out the form at the bottom of this page to gain free access to Valcre Banking Trial or to schedule a demo.


Save Time

  • 60-90% reduction in review time
  • 333+ hours saved annually
  • $25K-$50K cost savings

Improve Quality

  • 100% data accuracy (no rekeying)
  • Instant change detection on revisions
  • Automated validation before review

Enable Analytics

  • Dashboards and trend analysis
  • AI and automation ready
  • Better risk management

Find everything you need to know about BRAVE including FAQ and technical documentation in our Help Center Article.

BRAVE IS INTENTIONALLY SIMPLE

One click. Every bank. Every time.

The banking industry established the BRAVE regulatory standards, and Valcre has a simple solution for appraisers to comply while giving banks a single, secure location to store that data. And because it doesn’t require any new software or systems, it’s designed for easy adoption and implementation.

Meet bank requirements in one click. No rework. No rejections.
With Valcre’s BRAVE Exporter, you deliver compliant files instantly from your completed workbook. No manual formatting. No separate templates. No validation errors. Just professional, error-free deliverables that your bank clients expect.

W1

WEEK 1

Add BRAVE requirement to engagement letters

W2

WEEK 2

First BRAVE files arrive

W3

WEEK 3

Review team sees time savings

Are you BRAVE?

Banks

Join the 300+ firms and growing number of banks standardizing appraisal data exchange.

Appraisers

Ready to see how Valcre makes you BRAVE? Fill out the form below and we’ll explain what it means for your firm.